Fintech Statistics (2025) – Startups, Market Size & More

What is Fintech? Fintech is a combination of two words, financial and technology. Fintech companies are providing financial and banking services to their customers through software. 

With innovations, the world is experiencing new technologies. People have adopted online banking and financial services across the world. 

With the increasing use of online banking and financial services, investors started investing in Fintech companies. Many countries are supporting this industry.

Fintech startup culture is growing rapidly as the scope of this sector is increasing. 

In this article, we will see all the important statistics related to Fintech startup statistics. 

Fintech Startups Statistics 2025 (Top Picks)

Fintech startups are transforming the financial industry. Here are the latest statistics on their growth, funding, and 2025 trends.

1.  There are around 29,955 Fintech startups in the world.

2. There are over 13,100 Fintech Startups in the United States.

3. The revenue of the Fintech Industry is predicted to reach $201.91 billion.

4.  Experts predict that the revenue of the Fintech industry will reach $201.91 billion. 

5. The experts projected the CAGR of the Fintech industry will grow at 11.7%. 

6. The revenue of the Fintech industry has grown by almost 100% from 2017 to 2023. 

7. 36.75% of the Fintech investment deals were in the United States in 2022.

8. 4 out of 10 financial service organizations say blockchain technology will change the way how service is delivered.

9. Visa is the top Fintech company in the United States, with a market cap of $547 billion. 

10. Globally, an average of 64% of consumers adopted Fintech services.

11. 46% of consumers adopted Fintech in the United States. 

12. 75% of global customers use a payment and money transfer Fintech service. 

13. 75% of Fintech companies hire staff and create job opportunities related to Fintech. 

14.  25% of global SMEs have adopted Fintech services. 

15. ⅔ of financial transactions’ mode of payment is online. 

General Fintech Startups Statistics (2025)

16. There are more than 29,955 fintech startups in the world.

Here is a table showing the number of Fintech startups worldwide from 2020 to 2023. 

Year	Number Of Fintech Startups
2020	12,131
2021	12,211
2022	20,925
2023	26,346
2024	29,955

17. There are 10,696 Fintech Startups in the region of EMEA. 

Here is a table showing the number of Fintech startups from 2020 to 2024 by region. 

Year	EMEA	APAC
2020	3,581	2,864
2021	3,583	2,849
2022	7,385	4,765
2023	9,323	6,368
2024	10,969	5,886

18. There are over 13,100 Fintech Startups in the United States. 

Here is a table showing the number of Fintech Startups in the United States from 2020 to 2024. 

Year	Number Of Fintech Startups
2020	5,686
2021	5,779
2022	8,775
2023	10,755
2024	13,100

19. Fintech startups increased by over 50% in the last two years ( from 12,000 fintech startups to 26,000). 

20. Only 4% of people are unaware of money transfers and payments. 

Here is a table showing how many people are aware and unaware of Fintech services. 

Fintech Services	Aware About Fintech	Unaware About Fintech
Money transfer and payments	96%	4%
Financial and Budgeting planning	71%	29%
Investments and Savings	78%	22%
Borrowing	76%	24%
Insurance	86%	14%

Source: explodingtopics.com, Statista, asset.ey.com.

Fintech Industry Size Statistics

The fintech industry’s size is increasing year by year. From 2017 to 2023, the market size of the Fintech industry has grown by almost 100%. 

The experts also predicted that the Fintech industry size is expected to increase rapidly in the coming years. 

In this section, we will see all the important statistics about the fintech industry size. 

21. The Fintech industry revenue is $186.87 billion as of 2023. 

22. The experts predicted that the revenue of the Fintech industry will reach $201.91 billion. 

23. Experts projected that the CAGR of the Fintech industry would grow by 11.7% from 2017 to 2024. 

24. The revenue of Fintech Industry is predicted to reach $201.91 billion.

Here is a table showing the total revenue of the Fintech industry from 2017 to 2024. 

Year	Revenue
2017	$85.92 billion
2018	$98.80 billion
2019	$115.99 billion
2020	$135.32 billion
2021	$153.58 billion
2022	$170.76 billion
2023	$186.87 billion
2024	$201.91 billion

The revenue of the Fintech industry has grown by 10.1% from 2022 to 2023. 

Here is a table showing the increased percentage of revenue of the Fintech industry from 2017 to 2024. 

Year	Percentage Of Change In Revenue Over Time
2017	–
2018	+15.4%
2019	+14.7%
2020	+18.9%
2021	+13.5%
2022	+10.5%
2023	+10.1%
2024	+8%

26. The total revenue of the Fintech Industry in the United States is $65.51 billion as of 2023. 

27. Experts predict that the revenue of the Fintech industry in the United States will reach $67.55 billion. 

Here is a table showing the revenue of the Fintech industry in the United States from 2017 to 2024. 

Year	Revenue
2017	$31.14 billion
2018	$37.59 billion
2019	$45.11 billion
2020	$52.62 billion
2021	$59.07 billion
2022	$62.29 billion
2023	$65.51 billion
2024	$67.66 billion

The Fintech industry’s revenue in the EMEA region is $30.7 billion as of 2023. 

29. The Fintech industry’s revenue in the APAC region is $91.29 billion as of 2023. 

Here is a table showing the Fintech industry’s revenue in the EMEA and APAC regions from 2017 to 2024. 

Year	Revenue of EMEA	Revenue of APAC
2017	$20.41 billion	$34.37 billion
2018	$21.48 billion	$40.81 billion
2019	$22.55 billion	$48.33 billion
2020	$24.70 billion	$57.99 billion
2021	$25.78 billion	$68.73 billion
2022	$27.92 billion	$79.47 billion
2023	$30.07 billion	$91.29 billion
2024	$31.14 billion	$103.10 billion

Source: Deloitte.

Fintech Investment Statistics

The Fintech industry’s scope is increasing. Due to this, investment in the Fintech industry is growing day by day. 

People have to use the new online financial and banking services. More than 60% of people in the world have adopted Fintech. 

In this section, we will see some of the important and interesting statistics about Fintech investment. 

30. The investment in the Fintech companies was $164.1 billion in 2022. 

31. The investment in the Fintech companies was highest in 2021, with a $238.9 billion investment.

32. The investment in the Fintech companies was lowest in 2012, with a $4 billion investment. 

Here is a table showing the total investment in the Fintech Companies from 2010 to 2022. 

Year	Investment In The Fintech Companies
2010	$9 billion
2011	$6 billion
2012	$4 billion
2013	$18.9 billion
2014	$45.4 billion
2015	$67.1 billion
2016	$63.4 billion
2017	$59.2 billion
2018	$148.6 billion
2019	$216.8 billion
2020	$124.9 billion
2021	$238.9 billion
2022	$164.1 billion

33. In the United States, the investment in Fintech companies was $68.6 billion in 2022. 

Here is a table showing the investment in Fintech companies from 2019 to 2022. 

Year	Investment In Fintech Companies
2019	$118.3 billion
2020	$81.5 billion
2021	$108.9 billion
2022	$68.6 billion

34. In the region of EMEA, the investment in Fintech companies was $44.9 billion in 2022.

35. In the region of Asia Pacific, the investment in Fintech companies was $50.5 billion in 2022. 

Here is a table showing the investment in fintech companies in the region of EMEA from 2019 to 2022.

Year	Investment in Fintech Companies In The Region EMEA	Investment In Fintech Companies In The Region Of Asia Pacific
2019	$68.1 billion	$30.4 billion
2020	$28.2 billion	$15.2 billion
2021	$79 billion	$50.2 billion
2022	$44.9 billion	$50.5 billion

36. In the Q4 of 2022, the Fintech investment deal was 35% in the United States. 

Here is a table showing the share of the Fintech investment deals in the United States from Q1 of  2018 to Q4 of 2022. 

Quarter	Share Of An Investment Deal In The United States
Q1 of 2018	40%
Q2 of 2018	40%
Q3 of 2018	36%
Q4 of 2018	38%
Q1 of 2019	39%
Q2 of 2019	38%
Q3 of 2019	36%
Q4 of 2019	36%
Q1 of 2020	39%
Q2 of 2020	36%
Q3 of 2020	37%
Q4 of 2020	37%
Q1 of 2021	39%
Q2 of 2021	38%
Q3 of 2021	38%
Q4 of 2021	35%
Q1 of 2022	35%
Q2 of 2022	38%
Q3 of 2022	39%
Q4 of 2022	35%

37. 36.75% of the Fintech investment deals were in the United States in 2022. 

Here is a table showing the share of Fintech investment deals in 2022 by region.

Region	Share Of The Fintech Investment Deals
The United States	36.57%
Asia	24.75%
Europe	22.75%
Latin America	6.5%
Others	9.25%

38. Globally, the volume of Venture Capital investment in the Fintech sector was $121.5 billion in 2021. 

Here is a table showing the volume of venture capital investment in the Fintech sector globally from 2014 to 2021. 

Year	Volume Of Venture Capital Investment In The Fintech Sector
2014	$8 billion
2015	$17.3 billion
2016	$20.4 billion
2017	$23.4 billion
2018	$53.2 billion
2019	$45.6 billion
2020	$46.5 billion
2021	$121.5 billion

39. Globally, the volume of private equity investment in the Fintech sector was $12 billion in 2021. 

Here is a table showing the volume of private equity investment in the Fintech sector globally from 2014 to 2021. 

Year	Volume Of Private Equity Investment In The Fintech Sector
2014	$4 billion
2015	$2.5 billion
2016	$2 billion
2017	$1.4 billion
2018	$5.2 billion
2019	$3.4 billion
2020	$3.6 billion
2021	$12 billion

40. Globally, the volume of merger and acquisition investment in the Fintech sector was $93.1 billion in 2021. 

Here is a table showing the volume of merger and acquisition investment in the Fintech sector globally from 2014 to 2021. 

Year	The Volume Of Merger And Acquisition Investment In The Fintech sector
2014	$33.4 billion
2015	$47.3 billion
2016	$41 billion
2017	$35.4 billion
2018	$90.2 billion
2019	$166.2 billion
2020	$77.6 billion
2021	$93.1 billion

Source: Statista. 

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Fintech Funding Statistics

The fintech industry is continuously growing. Due to this, the need for funding to support and develop this industry is rising. 

In this section, we will see all the important statistics about Fintech funding.

41. Fintech Startups hit $121.70 billion in funding as of 2023. 

42. The funding increased by $20 billion in a year. 

43. The total virtual capital funding of Fintech was 80.5 billion in 2022. 

44. The virtual capital funding of Fintech decreased by $42.4 billion from 2021 to 2022. 

Here is a table showing the total virtual capital funding of Fintech from 2014 to 2022. 

Year	Virtual Capital Funding Of Fintech
2014	$8 billion
2015	$17.3 billion
2016	$20.4 billion
2017	$23.4 billion
2018	$48.33 billion
2019	$45.6 billion
2020	$47.1 billion
2021	$122.9 billion
2022	80.5 billion

45. In 2022, $40.3 billion in virtual capital funding was in America. 

Here is a table showing the virtual capital funding of America from 2019 to 2022. 

Year	Virtual Capital Funding Of Fintech
2019	$19.4 billion
2020	$24.6 billion
2021	$67.2 billion
2022	$40.3 billion

Here is a table showing the virtual capital funding of Europe, the Middle East, and Africa from 2019 to 2022. 

Year	Virtual Capital Funding Of Fintech
2019	$8.5 billion
2020	$10.4 billion
2021	$31.7 billion
2022	$25 billion

Here is a table showing the virtual capital funding of Asia Pacific from 2019 to 2022. 

Year	Virtual Capital Funding Of Fintech
2019	$17.7 billion
2020	$12 billion
2021	$23.9 billion
2022	$15 billion

46. 56.30% of the virtual capital funding of Fintech is in North America.

Here is a table showing the share of regions in virtual capital funding of Fintech. 

Region	Virtual Capital Fundings Of The Fintech
North America	56.30%
Europe	22.20%
Asia	16.10%
South America	4.40%
Australia	0.80%
Africa	0.20%

47. Capital markets received $2.30 billion, the most virtual capital funding in Fintech in 2022. 

Here is a table showing the total breakdown of the Fintech virtual capital funding. 

Sectors Of Fintech	Virtual Capital Funding
Capital Market	$2.30 billion
Payment	$20.80 billion
Wealth Management	$8.80 billion
Digital Lending	$11.50 billion
Banking	$9.40 billion
Insurance	$8.40 billion

Source: explodingtopics.com, Statista.

Fintech Deals Statistics

In this section, we will see all the important statistics about the largest, average and median fintech deals in the world. 

Without wasting time, just scroll down and see interesting statistics. 

48. Avalara-regtech was the largest fintech deal in the United States, with an $8.3 billion transaction value in 2022. 

Here is a table showing some of the top 10 largest fintech deals in the United States in 2022. 

Fintech Deal	Transaction Value
Avalara-regtech	$8.4 billion
Bottomline Technologies-Institutional/B2B	$2.6 billion
Billtrust-payments	$1.7 billion
Computer services-Institutional/B2B	$1.6 billion
Genesis Digital Asset-cryptocurrency	$1.05 billion
SimpleNexus-Lending	$0.93 billion
Technisys-Institutional/B2B	$0.92 billion
Ramp-Institutional/B2B	$0.75 billion
Finxact-Institutional/B2B	$0.67 billion
Cross River Bank-Institutional/B2B-	$0.62 billion

49. In America, there were 2,409 venture capital-backed investment deals in 2022. 

Here is a table showing the venture capital-backed investment deals in 2022 by region. 

Region	Number Of Deals
America	2,409
Europe, the Middle East, Africa	1,621
Asia Pacific	1,093

50. Globally, the median deal size in the fintech sector was $4.3 million in 2022. 

Here is a table showing the median deal size in the fintech sector globally from 2018 to 2022. 

Year	Median Deal Size In The Fintech Sector
2018	$3.2 million
2019	$4 million
2020	$4 million
2021	$5 million
2022	$4.3 million

51. Globally, the average deal size in the fintech sector was $18.7 million in 2022. 

Here is a table showing the average deal size in the fintech sector globally from 2018 to 2022. 

Year	Average Deal Size In The Fintech Sector
2018	$15.3 million
2019	$19 million
2020	$18 million
2021	$31.4 million
2022	$18.7 million

Source: Statista.

Fintech Blockchain Statistics

Blockchain is a game changer in the world of Fintech. Fintech blockchain offers more transparent, faster, secure and affordable services to their customers. 

In this section, we will see all the important statistics about the Fintech Blockchain. 

52. 4 out of 10 financial service organizations say blockchain technology will change the way how service is delivered.

53. It is predicted that 10% of people in the world own some form of cryptocurrency. 

54. The spending on blockchain solutions was $6.60 billion in 2021. 

55. The experts predicted that the spending on blockchain solutions will be $19 billion. 

56. Globally, the venture capital funding in blockchain startups was $2.6 billion in 2021. 

Here is a table showing the venture capital funding in blockchain startups in the world from 2016 to 2021. 

Year	Venture Capital Funding In Blockchain Startups
2016	$0.8 billion
2017	$1.1 billion
2018	$3.3 billion
2019	$2.1 billion
2020	$2.3 billion
2021	$2.6 billion

57. The share of Bitcoin in the market is 38.02% as of 2023. 

Here is a table showing the dominance of Bitcoin in the market from 2013 to 2023. 

Year	Market Share Of Bitcoin
2013	94.62%
2014	91.62%
2015	83.4%
2016	83.64%
2017	39.14%
2018	43.58%
2019	61.71%
2020	63.93%
2021	44.94%
2022	41.12%
2023	38.02%

Source: siegemedia.com, Statista.

Leading Fintech Companies Statistics

While examining the Fintech Startup statistics, it is important to know the leading Fintech companies in the world and in the United States. 

In this section, we will also see the leading Fintech Startup companies in the world. 

58. Stripe is the top Fintech startup in the United States, with a $95 billion market value as of 2023. 

Here is a table showing the top 15 Fintech startups in the United States as of 2023. 

Rank	Top Fintech Startups In The United States
1.	Stripe
2.	Chime
3.	Plaid
4.	SoFi
5.	Coinbase
6.	Ripple
7.	Toast, Inc.
8.	Spur
9.	Credit Karma
10.	Opendoor
11.	Root
12.	Paydient
13.	Kraken
14.	Robinhood
15.	Brex

59. Stripe is a top Fintech company in the United States as of 2023. 

Here is a table showing the top 10 largest Fintech companies in the United States.

Rank	The Largest Fintech Companies In The U.S.	Market Value
1.	Stipe	$95 billion
2.	Klarna	$46 billion
3.	FTX	$32 billion
4.	Chime	$25 billion
5.	Ripple	$15 billion
6.	Blockchain	$14 billion
7.	Plaid	$13.4 billion
8.	OpenSea	$13.3 billion
9.	Brex	$12 billion
10.	GoodLeap	$12 billion

60. 9 out of 20 top fintech companies by market cap are American-based in the world.

61. Visa is the leading Fintech company in the world, with a $463.733 billion market cap. 

Here is a table showing the top Fintech companies in the world. 

Top Fintech Companies	Market Cap	Type Of Company
Visa	$463.733 billion	Paytech
Mastercard	$346.293 billion	Paytech
Tencent	$174.055 billion	Regtech
Ant Financial	$151 billion	Open Banking
Intuit	$115.509 billion	Accounting
PayPal	$85.181 billion	Paytech
Fiserv	$74.024 billion	Open Banking
Stripe	$74 billion	Paytech
Square	$48.011 billion	Paytech
Adyen	$45.161 billion	Paytech
Nubank	$41.500 billion	Challenger Bank
Checkout.com	$40 billion	Paytech
Revolut	$33 billion	Challenger Bank
Chime	$25 billion	Challenger Bank
Polygon	$20 billion	Blockchain
Rapyd	$15 billion	Paytech
Ripple	$15 billion	Paytech
Ripple	$15 billion	Cryptocurrency
Coinbase	$14.480 billion	Cryptocurrency
Blockchain.com	$14 billion	Blockchain
Plaid	$13.400 billion	Open Banking
Opensea	$13.300 billion	Cryptocurrency
Brex	$12.300 billion	Challenger Bank
Grab	$12.191 billion	Infrastructure
Grab	$12.191 billion	Infrastructure
Bolt	$11 billion	Paytech
Gusto	$10 billion	Infrastructure
KuCoin	$10 billion	Cryptocurrency
GoTo	$9.913 billion	Paytech
Toast	$9.735 billion	Paytech
Bill.com	$9.241 billion	Paytech
Circle	$9 billion	Paytech
N26	$9 billion	Challenger Bank
Bullish	$9 billion	Cryptocurrency
Ally Financial	$8.985 billion	Challenger Bank
Robinhood	$8.633 billion	Wealthtech
SunUp	$8.5 billion	Paytech
UIPath	$8.380 billion	Infrastructure
Ramp	$8.100 billion	Cryptocurrency
Fireblocks	$8 billion	Cryptocurrency

Source: startuptalk.com, courses.cfte.education, explodingtopics.com, Forbes.com.

Fintech Adoption Rate Statistics

The adoption rate of Fintech services is increasing daily because Fintech services are faster, more secure and more affordable than traditional services. 

In this section, we will see the adoption rate of Fintech by country, sector, etc. 

62. Globally, an average of 64% of consumers adopted Fintech services.

63. 46% of consumers in the United States have adopted Fintech. 

Here is a table showing the top countries in the world by the adoption rate of Fintech.

Country	Fintech Adoption Rate
China	87%
India	87%
Russia	82%
South Africa	82%
Colombia	76%
Peru	75%
Netherlands	73%
Mexico	72%
Ireland	71%
The United Kingdom	71%
Argentina	67%
Hong Kong	67%
Singapore	67%
South Korea	67%
Chile	66%
Brazil	64%
Germany	64%
Sweden	64%
Switzerland	64%
Australia	58%
Spain	56%
Italy	51%
Canada	50%
The United States	46%
Bel $ Lux.	42%
France	35%
Japan	34%

64. 96% of global customers are aware of at least one Fintech service.

65. 75% of global customers use a payment and money transfer Fintech service. 

66. 48% of global customers use insurance Fintech services. 

67.  25% of global SMEs have adopted Fintech services. 

68. 23% of SMEs in the United States have adopted Fintech services. 

Here is a table showing SME Fintech adoption across the five countries. 

Country	SME Fintech Adoption
China	61%
The United States	23%
The United Kingdom	18%
South Africa	16%
Mexico	11%

69. 56% of SMEs use banking and payment Fintech services. 

70. 46% of SMEs use Fintech financial services. 

71. 66% of consumers said they adopted Fintech services due to the range of features and functionality of Fintech. 

Here is a table showing the reasons why people adopted Fintech. 

Reasons	Share Of Respondents
Fees and Rates	39%
Range of features and functionality of Fintech	66%
Ease in setting	53%
Trust in provider	31%
Availability of 24*7 hours of service	55%
Compatibility with daily operations	38%

Source: assets.ey.com.

Fintech Trends Statistics

The Fintech industry has given a tough challenge to the traditional financial and banking culture. Using Fintech services has now become a trend among people. 

In this section, we will see some of the interesting statistics about the Fintech Trends.  

72. 75% of Fintech companies hire staff and create job opportunities related to Fintech. 

73. Adoption of Fintech reached 64% as of 2023. 

74. Money transfer and the payment adoption rate is 75%.

75.  The Fintech insurance adoption rate is 27%. 

76. The Fintech sector gets almost $50 billion in investment every year. 

77. Two-thirds of financial transactions’ mode of payment is online. 

Source: balancingeverything.com.

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